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Mortgage Rates

Below are some of the loan programs SEFCU Mortgage Services offers. To learn more about these programs and many others, call us at 800-444-6313.


Program Name            

Rate         Points      APR 


*30-Yr Fixed-Rate  

(Conforming)         

6.625%  0.00%    6.785%


*20-Yr Fixed-Rate 

(Conforming) 

6.500%     0.00%    6.708%


*15-Yr Fixed-Rate 

(Conforming)            

6.000%     0.00%   6.249%


FHA                      

6.250%    0.00%    7.179%


*10/6 ARM

(Conforming)               

6.500%    0.00%  7.072%


*7/6 ARM

(Conforming)                

6.125%     0.00%   7.036%


*5/6 ARM

(Conforming)                  

5.625%     0.00%    7.109%


APR = Annual Percentage Rate. All rates quoted are the lowest rates and are for individuals with excellent credit. Individuals with less than excellent credit may be offered a higher rate. 

The information is based on a loan amount of $160,000, credit score above 740, and loan-to-value at or below 60%. Your actual annual percentage rate may be different. Representative payment for a 30-year fixed mortgage at 6.75% with a 6.912% is $6.59 per $1,000 borrowed. Rates are accurate as of 11/01/2024 at 11:33 AM and are subject to change without notice. and are subject to change without notice. If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes and homeowner's insurance premiums. Ask about other rates and terms.

SEFCU Mortgage Services can facilitate but is not directly associated with Veterans Affairs (VA) or the US Dept. of Housing and Urban Development (HUD).

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Copyright© 2018

SEFCU Mortgage Services a subsidiary of Broadview Federal Credit Union

Licensed Mortgage Banker - NYS Department of Financial Services

Principal address: 700 Patroon Creek Blvd., Suite 301, Albany, NY 12206

NMLS Identifer: 309847

Mortgage Servicing Questions Only

 

            Homeowners Advantage           

Phone: 877-266-7722

mortgageservicing@homeownersadvantage.com

 

SEFCU Mortgage Services

Phone Number: 518-464-5378

 

Mortgage Loan Servicing Help Center

Main Number 518-783-1234

 

Existing Mortgage Servicing Questions

518-464-5378

 

General Mortgage Servicing Inquiries via email:

smsloanservicing@broadviewfcu.com

 

Existing Escrow Account 

518-783-1234 ext. 1014006

 

General Escrow inquiries via email:

realestateescrow@broadviewfcu.com

 

Monday - Friday 8:00 AM - 4:30 PM EST

Copyright© 2018

SEFCU Mortgage Services a subsidiary of Broadview Federal Credit Union

Licensed Mortgage Banker - NYS Department of Financial Services

Principal address: 700 Patroon Creek Blvd., Suite 301, Albany, NY 12206

NMLS Identifer: 309847