The Federal Equal Credit Opportunity Ace prohibits creditors from discriminating against credit applications on the basis of race, color, religion, national origin, sex, marital status, age(provided that the application has the capacity to enter into a binding contract); or because all or part of the application's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.  The Federal agency that administers compliance with this law concerning this creditor is: an account you hold jointly with someone else, it will apply to everyone on your account.

Office of Fair Housing and Equal Opportunity

Department of Housing and Urban Development, 451 Seventh St. SW Room 5204

Washington, DC 20410-2000

 

Alimony, child support, or separate maintenance income need not be revealed if you do not with to have it considered as a basis for reporting.